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The current account online

Account: what is it?

The current account is used by both individuals and businesses.

you use primarily to channel the gain employment, the charging of users and as a form of saving, instead companies use it for direct payments and receipts in Italy and abroad.

The current account is part of the contracts called "typical", because in 1823 of the Civil Code is the regulation of the current account, with a distinction between simple current account and current accounts.

The bank account offers the possibility to offer various services such as: * checks * ATM, even on international circuits Visa or MasterCard payment FastPay on toll highways or PagoBancomat on POS.

The current account is now identified by the bank BBAN (alphanumeric code of 23 digits for Italy), comprising the CIN code, the ABI code of the bank where he is domiciled, the CAB and the agency's No. C / C. For international transactions is required instead of the IBAN (alphanumeric code) consists of the ISO 3166-1 code of the State, the Bank Identifier Code and the Code BBAN. Reported by

Wikipedia further details on the current account :

sends quarterly or monthly bank account statements to account holders, containing information on available cash balances and a summary account of the movements in question. It consists of five columns: the date of registration, date of exchange, give, have, description of the operation performed. The statement is very important to the customer as possible to verify the movements made and review of the balance.

can be recognized in the current account balance of three types:

- fluid balance (positive or negative) is determined by ordering the various movements on the basis of value date assigned. This balance is very important as it is used for the calculation of the interest creditors or debtors attributable to a specific account relationship.

- account balance: is determined by ordering the movements based on the date of entry.

- available balance: is determined by ordering the movements based on the date of availability. So the customer can have a certain figure lying on the c / c only when you have the maturity to availability.